01CHIPS
High-value wires
CHIPS® Network
The Clearing House network used by participating financial institutions for large-value U.S. dollar payments.
Banking ExplainedOperational resource
Payment rails,
one status page.
The Clearing House maintains an official status page for several payment networks and services. Use it to check current operations, scheduled maintenance or a reported disruption.
Open live TCH statusWhat is monitoredFive services.
Five services.
Different jobs.
The live indicators remain on The Clearing House website. This guide explains what each listed service does so the status page is easier to interpret.
02EPN
ACH payments
EPN® Network
An ACH operator that exchanges batches of direct deposits, bill payments and other ACH entries.
03IXN
Check images
Image Exchange Network
The network used to exchange electronic check images and related payment information between institutions.
04RTP
Instant payments
RTP® Network
A real-time payment network that moves funds and payment messages continuously, including nights and weekends.
05TKN
Payment credentials
Token Service
A service area supporting tokenized payment credentials and related network functionality.
Reading the page
Three labels
to know.
- Normal operations
- The service is operating normally according to The Clearing House.
- Scheduled maintenance
- Planned work may affect availability or normal processing windows.
- Service disruption
- The Clearing House is reporting an operational issue affecting the service.
Authoritative source
The Clearing House service status Check the operator, not a screenshot.
Network conditions can change quickly. Banking Explained does not reproduce live operational status. Always use The Clearing House's official page for the current condition and operational notices.